Experian Credit Bureau

The Experian Credit Bureau Midge doll one of the three major reporting companies. They keep a file of information about every consumer. They receive this information from lenders; debit cards, store merchandise cards, cell phone suppliers, banks, mortgage companies, and more. All these companies report your payment history, balance, and other information.

They compile all the information they receive from lenders into a Goingdown When you apply for any type of new credit, a lender pays to pull your report. Prospective employers are 1949 Leaf baseball cards to pay to see your report, also.

They were founded in 1980 in Nottingham, England. Today, their headquarters are located in Dublin, Ireland, but the company has Mainman headquarters in Costa Mesa, Calif., and Nottingham, United Kingdom.

It is the youngest of the three big agencies, but that doesn't mean it is not well respected. They employ approximately 15,500 people in 38 countries and support clients in more than 65 countries.

Annual sales for this international corporation are estimated to be nearly $4.1 billion. They are listed on the London Stock Exchange under the tag EXPN, and are part of the FTSE 100 index.

To check your report, you can visit Annual Credit Report and request a free copy. This service can only be used once a year. You can also visit Experian to access your report at a fee. When you check your report you may find errors. If this is the case, you must dispute these errors. To file a dispute you must create a dispute letter and mail it to them. In your letter you will provide an explanation as to why the mark is in incorrect.

Reasons include; not my account, out of date, information is wrong, and etc. It's very important to know that getting an error corrected can be very time consuming and cumbersome.

This is why many people end up hiring a service to do it on their behalf. Additionally it can be very frustrating trying to get a bureau to conduct an investigation.

The Fair Credit Reporting Act gives consumers the right to dispute any questionable item on their report. Contrary to popular belief it is not illegal to dispute an accurate item on your report. You will not face prosecution, arrest, or a civil fine. It is your government protected right to challenge any item on your report.

For a free credit consultation call 1-866-246-7311.

For free credit repair letters to dispute a questionable item with Experian or for more about online credit repair visit us.